Executive Summary

Beyond the Moon Ecosystem holds two cutting edge technology platforms (Q-Markets & PalmFusion) unified by Beyond the Moon ID.

Beyond the Moon ID is privacy-preserving proof of personhood initially on earth, in Metaverse, and with a further potential of being a space and interplanetary ID. Currently, it enables users to verify their personal ID online while maintaining their privacy using Zero Knowledge Proof (ZKP) through multiple custom contactless biometric devices and/or terminals built on PalmFusion technology operating in symbios with Q-market technology backed by its R&D CORE LAB.

Beyond the Moon Ecosystem

Collaboration: The Beyond the Moon Ecosystem is a collaboration between Swiss and EU based state of the art R&D labs.

HeadQuarter Dev Lab: CryptoQorn LABS AG, ZUG, Switzerland.

Governance and leadership model: A unique new leadership model through the MBCG (Master of Blockchain and Corporate Governance) built to improve industry trust.

Vision: To become a world leader in turning entrepreneurial failures into success, we will empower all with education, resilience, and financial freedom for a universally happy life.

Mission: To fulfill our vision, we will support the deep tech, AI and blockchain revolution towards 1 billion connected wallets throughout our infrastructures with the highest ethical standards.

Work ethic: Just fix it fast and professionally!

The Problem

  • Plastic cards and seed phrase issues.
  • Hacks & forks, scams and collapsed projects.
  • Regulation and leadership issues.
  • Non-sustainable and non-green solutions.
  • Operating discipline.
  • Lack of due diligence and concept understanding.
  • NFT valuation issues.

The Solution

  • We build; Next generation of a hybrid IP-protected technology ecosystem for Web2 and Web3. (Fabless).
  • Regulation and compliance: European Union MiCA & Swiss Financial Market Supervisory Authority (FINMA) compliance.
  • Facts; Token, Equity: Max Supply Token; 8 Billion Scarcity, Equity Share Capital (Bootstrapped) ; 100.000 CHF.
  • Legal opinion and Smartcontract Audit (s) ; Yes.
  • Exit model: Hybrid (Industrial exit or IPO & Token Exchange listings)

SWOT

  • Strengths: Team, Technology, IP (Patents and trademarks) Global executive network.
  • Weaknesses: Current fundraising status.
  • Opportunities: Regulation and compliance changes.
  • Threats: Financial position and R&D capabilities of tier 1 competitors.

Q-Technology platform

Team: Multiple award-winning team, with top talent devs, PHDs, computer scientists, and professors covering all areas.

Technology Platform: Next generation of blockchain ecosystems including Q-Market with a range of products and services. Accessible via PalmWallet (SW/HW) and tier 1, third party wallets, through collaboration.

Products and Services

Q-Membership

  • With a Premium Q-Membership multiple personas holds access to products and services at Q-Market.

Q-Market:

  • Onboarding (KYC).
  • Digital shareholder book. (KYC and MiCA/FINMA compliance).
  • Dev/Creator/trader/buyer/auditor tools.
  • NFT (The Golden Vault).
  • Qorn (Smart IP).
  • Qommodities (Smart IP).
  • SmartNFT (NVS & NFT).
  • RWA Drops (Real World Assets).
  • Q-Perks.
  • Q-Verse (Metaverse).
  • Q-PT Academy.
  • Disclaimer & Terms of use.
  • Regulation and legal compliance.
Business Model: Memberships, Transactions, Qrowdsourcing, Redemtion models. Product and service via SaaS, subscriptions and license models.
 
Research and Development Status: MVP version 1.0.
 
IP Protection: Patents, Trademarks, Copyright and Domains.
 
Audit; Legal Opinion and Smartcontracts.
 
Summary Main competitors
 
Marketplaces Centralized & Decentralized: Blur & OpenSea.
 
SW&HW-Wallets: Metamask (SW), Nano LedgerX & Trezor (HW).
 
Biometric ID: Worldcoin with World ID.
 
NFT projects: BAYC.

PalmFusion Technology platform

Team: Multiple award-winning team, with top talent devs, PHDs, computer scientists, and professors covering all areas.

Technology Solution: The world’s most secure biometric solution based on the combination of biometrics from palm vein, palm print, and 3D hand geometry.

Technology Components:

  • PF Reader Software.
  • PF Reader Terminal for Enrollment Identification, Verification, HW-Wallet.
  • PF Matching Server.
  • PF Application API.

Enrollment and Authentication Type: Self-enrollment or third-party enrollment with contactless authentication.

PalmFusion Technology Platform Supports Below Products and Services:

  • Beyond the Moon ID.
  • PalmAccess.
  • PalmPay.
  • MiCA Standards & PalmWallet (SW/HW).

Business Model: Product and service via SaaS, Subscriptions, transaction and license models.

Research and Development Status: MVP versions 1.0 and 2.0. Enter into final RND, test and certification phase.

Performance: Authentication speed: Ca 1 Sec.

IP Protection: Patents, Trademarks, and Domains.

Technology Awards: ICT Gold Award.

Audit: Tech Certification.

Summary Main Competitors:
 
Worldcoins World ID vs Beyond the Moon ID. 
Amazon One vs PalmPay. 
Fujitsu Palm Secure vs PalmFusion. 
Ledger Nano X & Trezor vs PalmWallet.

BEYOND THE MOON ECOSYSTEM

Summary of Beyond the Moon ( BTM ) Ecosystem and the separate Technology platforms ( Q-Markets & PalmFusion ).

Abstract

Abstract description of Beyond the Moon Ecosystem

In an era where blockchain and cryptocurrency are reshaping the financial landscape, the Beyond the Moon Ecosystem, powered by CryptoQorn Labs, emerges as a paradigm of innovation and synergy. This whitepaper presents an in-depth exploration of an ecosystem that is redefining the interaction between technology, markets, and community. Central to this ecosystem is the Native Utility Token (Q-Tok), the lifeblood of a tokenomics structure designed to sustain growth and innovation. The ecosystem fosters a dynamic interplay among diverse personas – equity providers, token investors, developers, buyers, and traders each integral to the ecosystem’s vitality and progression.
 
At the heart of the ecosystem’s offerings are patent-pending products and services poised to set new industry benchmarks. Unicorn Strong, an AI-powered academy, is dedicated to nurturing visionary projects leveraging our proprietary datasets. Q-Memberships offer a gateway to exclusive benefits such as NFT and RWA claims, early token access, and token rewards. At the same time, the Q-Market redefines trading by integrating NFTs, SmartNFTs, Qorns, and Qommodities within a secure, KYC-compliant environment. The token reward system, reminiscent of BLUR’s model, introduces novel trading dynamics, further enriching the ecosystem’s diversity.
 
In addition to the Q-Market, the Beyond the Moon Ecosystem introduces the MiCA certified wallet called PalmWallet, a pioneering solution in secure biometric cryptocurrency storage. Harnessing Zero Knowledge Proof (ZKP), the PalmWallet is set to be the world’s most secure, biometric crypto wallet, compliant with Market in Crypto Assets (MiCA) , Europeand Union (EU) crypto-asset regulation standard. The ecosystem’s commitment to security and compliance is further exemplified by its offering of white-label solutions, ensuring that the Beyond the Moon Ecosystem is not just a technological marvel but also a beacon of trust and compliance in the blockchain realm.
 
This whitepaper is not just a document; it is a roadmap to a future where blockchain, deeptech, AI technology converge, all under the vigilant guard of robust patents and legal compliance. Beyond the Moon will grow its ecosystem with security and the latest standards with Ethereum as a start. Welcome to Beyond the Moon Ecosystem, an ecosystem where the future of cryptocurrency is not just envisioned but actively shaped and secured via Beyond the Moon ID.

Introduction

Overview of the Beyond the Moon platform.

The Beyond the Moon Ecosystem is a visionary venture where innovation meets real-world utility, reshaping the landscape of blockchain, deeptech and AI product and services. Orchestrated by the pioneering CryptoQorn Labs AG in Switzerland and its subsidiaries in EU, our ecosystem is a crucible of innovation, forging ahead to solve the most pressing challenges of our time.

The Devlabs

In the heart of Switzerland (Zug) CryptoQorn Labs AG operate as our central nerve center, there are additional labs both in the EU and outside. Each lab dedicated to unraveling distinct challenges. These labs are not just research centers; they are the breeding grounds for innovation, where ideas metamorphose into revolutionary products and services. A collaboration between some of the top countries on the Global Innovation Index.

Governance Model

At the helm of our operation is a novel leadership paradigm, the MBCG (Master of Blockchain and Corporate Governance). This is not just another title; it is a philosophy, a commitment to excellence, and a testament to our dedication to lead by example. Our MBCG is more than a role; it is a collaboration between expertise, discipline, and innovation, setting new standards in leadership. The MBCG model is our beacon, guiding us through the intricate maze of the corporate and blockchain world. It demands not just proficiency but mastery in various domains, from blockchain and corporate innovation to individual growth and community engagement. It is a model that does not just seek to govern but to inspire, foster resilience, and lead with a blend of precision and compassion. The MBCG more than replace the function of CEO, he or she installs a multidisciplinary certified leadership model implemented in the ecosystem as its whole.

MBCG Principles

The MBCG must have a proven track record and must be extremely resilient and he or she will comit to;

  1.  operate under fully installed ILQ methods.
  2.  be highly skilled in blockchain and corporate innovation processes as well as in leadership.
  3.  operate under great discipline and plan to perfection policies.
  4.  operate under strictly defined values, work ethics, and rules.
  5.  operate under an artist name (e.g. Unicorn Strong).
  6.  operate under a management philosophy that is highly delivery-based but with a humanistic approach.
  7.  have a healthy multi-disciplinary lifestyle.
  8.  operate under a healthy work life balance: hard-working, focused but family oriented.
  9.  report to the community monthly; must have 24/7 real-time operational control.
  10.  will lead professionally by example thru non-negotiable values, work ethics and rules to inspire his/her team.
The Philosophy and Core Principles

The Beyond the Moon Ecosystem is more than a network of platforms and services; it is a philosophy, a way of thinking, and a commitment to excellence. Our philosophy is simple yet profound: to drive innovation, foster growth, and build a sustainable future for all. This philosophy is underpinned by core principles that guide every decision we make, every product we develop, and every partnership we foster. Our principles are built on the foundation of integrity, innovation, and inclusivity. We believe in the power of technology to bring positive change, but not at the cost of our values. We strive to create a space where innovation flourishes, where every member feels valued, and where the future is not just a concept, but a tangible, achievable reality.

Industry Challenges

Beyond the Moon aims to address leadership challenges, secure trading models, and product quality in the BDAI (Blockchain, Deep tech and AI) sector. The emphasis on quality (Q-MODELS) is a testament to Beyond the Moons ‘s commitment to excellence, blending traditional values with futuristic innovation. Beyond the Moon’s approach to tackling scams in the industry is informed by a strong adherence to traditional values, ethical work practices, and a transparent community-led framework.

Intellectual Property and Technological Integration (Fabless)

Beyond the moon is developing unique, patent-protected tools to uniquely address industry challenges. Significantly, Beyond the moon combines state-of-the-art Web 2 technology with its proprietary PalmFusion Technology Platform, seamlessly integrating with the brilliance of Web 3 blockchain technology. This integration represents a fusion of traditional tech values with modern blockchain innovations, offering a robust and versatile platform for users and developers alike.

Educational Initiative

The Unicorn Strong Academy will provide comprehensive educational resources to the Qommunity, fostering a culture of learning and innovation in line with Beyond the Moon’s core values of transparency, security, and traditional ethics.
 
Beyond the Moon stands at the intersection of traditional values and futuristic technology. Through its innovative BDAI (Blockchain, Deeptech and AI) solutions, commitment to community transparency, and blending of Web 2 and Web 3 technologies, Beyond the Moon is set to redefine the standards of the digital asset and technology governance industry.

Values

The SOUL of Beyond The Moon

Teamwork: The best solutions are created through collaboration with colleagues and customers – we act as a unit. Effective teamwork requires relationships based on credibility and honesty, loyalty and respect, and communication characterised by personal, unpretentious restraint and modesty.
 
Excellence: Our reliability drives our competences and thinking to deliver on time, cost-efficiently and with high quality. We create added value that exceeds our customers’ expectations. We achieve excellence and perfection through creativity, innovation, learning and agile behaviour.
 
Leadership skills: Exercise leadership in collaboration with partners and customers. Leaders lead by example. Leadership is based on respect for diversity and requires courage, vision and integrity.
 
Happiness: Happy employees will exceed the expectations of investors, partners and customers demand.

Vision, Mission and Work Ethic

Core principles and motivation.

Our Vision

Become a World Leader in turning entrepreneurial failures into success, we empower all with education, resilience, and financial freedom for a universally happy and successful life.

Our Vision is audacious yet attainable – transforming entrepreneurial aspirations into tangible successes, nurturing resilience, and paving the path to financial liberation and universal well-being.

Our Mission

To fulfill our Vision, we will support the deep tech, AI and blockchain revolution towards a billion connected wallets throughout our infrastructures and ethical standards.

Our Mission is the vehicle driving this vision, powering the deep tech, AI, and blockchain revolution, connecting a billion wallets through our robust infrastructure and unwavering ethical standards.

Work Ethic

Just fix it fast and professionally

Our work ethic is straightforward but inherent, we resolve problems promptly and professionally, embodying the essence of agility and excellence.

Team

Team hierarchy with its functions.

At Beyond the Moon devlab CryptoQorn Labs, leadership is not a position; it is a responsibility, a commitment to excellence, and a dedication to nurturing talent and fostering innovation. Our leadership, guided by the MBCG model, sets the gold standard in the industry, leading with a blend of strategic vision, operational brilliance, and with a humanistic approach. Our team is our greatest asset. A diverse group of thinkers, innovators, and visionaries, united by a common goal to push the boundaries of what is possible. With a multidisciplinary team that includes top talent devs, PhDs, computer scientists, award-winning entrepreneurs and professors, and outstanding individuals in general, we are well-equipped to tackle the most complex challenges and turn them into opportunities for growth and innovation.

Team Hierarchy

Team Bot - UniQorn Strong

Our Team Bot UniQorn Strong

Our AI Assistant research and development process is a revolutionary device/robot/potential humanoid called UniQorn Strong that serves as the ultimate MBCG assistant, helping to execute our vision with unparalleled efficiency and precision. With its advanced artificial intelligence capabilities, this assistant can handle complex tasks, provide strategic insights, and assist in decision-making, thus making it an indispensable asset for any forward-thinking leader.

Ecosystem Architecture

Beyond The Moon Architecture

The architecture of the Beyond the Moon Ecosystem is a masterpiece of strategic design, integrating diverse components into a seamless, functional, and transformative whole.

At its core, the ecosystem is built on a bedrock of advanced blockchain (Q-Market Technology platform) and AI biometric technology (PalmFusion Technology Platform), powered by our native utility token (Q-Tok), and driven by a community of dedicated personas, including equity providers, token investors, developers, traders, buyers all connected via MiCA regulated wallet(s) such as MiCAWallet and PalmWallet to Beyond the Moon ID.

Roadmap Summary

Investment & Product Roadmaps

LONG Haul

We hold a long term LONG TERM Roadmap starting with below activities.

ICO

ICO/IDO/IEO to be launched Q4 2024.

Q-Market Technology Roadmap

  1. Q-Membership launch: Q4 2024.
  2. Q-Market with Product and Services launch: Q4 2024.

PalmFusion Technology Roadmap

  1. PalmFusion Technology platform 2.0:
    • Beyond the Moon ID, Q4 2024.
    • MiCA & PalmWallet SW, Q4 2024.
    • PalmAccess , PalmPay, and delivery dates are to be decided with tier 1 partners during 2025.
    • PalmWallet HW, Q1 2025.
  1. AI Chip, Q1 2026.
Exits
  1. Equity; Equity exit is expected in 2026.
  2. Beyond the Moon Token; Native Utility Token Q-TOK: Exchange listings (ICO/IDO/IEO) expected in latest Q3 2024.

BEYOND THE MOON POWERED BY Q-MARKET TECHNOLOGY PLATFORM

Problem & Solution

Problem & solution addressed and solved by Beyond The Moon Ecosystem.

Our dual-lab structure is a testament to our commitment to addressing diverse challenges. We recognize that the issues plaguing the blockchain and crypto space are multifaceted, requiring a multi-pronged approach. From the perils of financial systems & networks, plastic cards, and seed phrases to the complexities of NFT valuation and the nuances of regulatory compliance, our labs are on the frontline, solving advanced problems and crafting the solutions of tomorrow.

The Problems

  1.  Plastic cards and seed phrase issues;
  2.  Hacks & forks, scams, and collapsed projects;
  3.  Regulation, leadership issues, and operational discipline;
  4.  Non-sustainable and non-green solutions;
  5.  Lack of due diligence and concept understanding;
  6.  NFT and bootstrapped valuation issues in general;
  7.  System and security efficiency.

The Solutions

Next generation of hybrid IP-protected AI technology-driven platforms for Web2 and Web3 products and services with regulatory and legal compliance throughout a universal ID called Beyond the Moon ID.

Seedphrase Issue

Many Web 3 projects require users to save a seedphrase for wallet recovery. However, people often lose or forget these, resulting in potential loss of access to their assets. Beyond the Moon Ecosystem aims to simplify seedphrase management and provide secure backup options for users. The key to solving the above issues is our Palm Fusion technology.

Security Issue

The Web 2 and Web 3 market in general has faced security vulnerabilities, such as hacking and unauthorized access to wallets and platforms. Beyond the Moon dev-labs prioritizes robust security measures and follows best practices to protect users assets.

Regulation Compliance
As the market expands, regulation is becoming increasingly important. Beyond the Moon Ecosystem aims to work closely with regulatory bodies to ensure compliance and maintain a legal framework for the industry.
 
With different jurisdictions having their own regulatory requirements, navigating compliance can be a challenge for any type of projects and participants. Beyond the Moon Ecosystem aims to streamline this process by providing clear guidelines and facilitating compliance for its users.
Inflation issue of NFTs now mutates to SmartNFTs

Beyond the Moon Ecosystem seeks to push the boundaries of NFT technology, introducing innovative features and functionality that enhance the user experience called SmartNFTs.

Leadership Issues

Some NFT projects lack strong leadership, leading to mismanagement and uncertainty for participants. Beyond the Moon Ecosystem places emphasis on solid leadership, ensuring a clear vision, effective decision-making, and transparent communication to build trust among users.

Valuation Issues

Determining the value of NFTs can be subjective, making it challenging for both buyers and sellers. Beyond the Moon Ecosystem aims to leverage trusted pricing mechanisms, data analysis, and market insights to provide users with comprehensive and accurate valuation metrics.

Transparency Issues

Lack of transparency in the Industry have created trust issues and hinder the growth of the ecosystem. Beyond the Moon Ecosystem is committed to fostering transparency.

By addressing these issues, Beyond the Moon Ecosystem aims to create a more user-friendly, secure, compliant BDAI product and services.

Platform Architecture

Beyond the Moon platform architecture

Competitive Analysis

PalmWallet, Q-Market and Beyond the Moon!

Market Size Cryptowallets

The global crypto wallet market size was valued at USD 8052.98 million in 2022 and is expected to expand at a CAGR of 30.76% during the forecast period, reaching USD 40244.7 million by 2028.

PalmWallet vs competitors

TrezorLedgerPalmWallet
Type of WalletColdColdCold
Currencies1,649Over 1,800Over 1,800
Purchase Cost53 to 164 EUR63 to 110 EUR300 EUR
Protection:PIN passwordPIN passwordBiometric Authentication
Incorporated ExchangeYesYesYes
Device SizeOne: 60 mm x 30 mm x 6 mm
Model T: 64 mm x 39 mm x 10 mm
Nano S: 56.95 mm × 17.4 mm × 9.1 mm
Nano X: 72 mm × 18.6 mm × 11.75 mm
70 mm x 35 mm x 9 mm
WeightOne: 12 g
Model T: 22 g
Nano S: 16.2 g
Nano X: 34 g
88 g
CasingPlasticSteel caseAluminium and durable PMMA
UsabilityOLED color touchscreenButtonsOLED color touchscreen
ConnectivityWire onlyWire & BluetoothWire & bluetooth
Mobile AppNoiOS/AndroidiOS/Android
Raised AmountN/AN/AN/A
ValuationN/AN/AN/A

Q-Market vs Competitors

BlurOpenSeaCrypto Finance AGAktionariatQ-Market
Product TypeNFT MarketplaceNFT MarketplaceSTO PlatformSTO PlatformSmartNFT Platform
Raised Amount$17M$427M$34.8M$10MTBA
Annual Revenue$ 37.5M$169.4M$28MN/ATBA
Valuation$1.06B$0.44B$2.1BN/ATBA

Beyond the Moon Ecosystem (BTM) vs competitors

BAYCBTM
Product TypeNFT Owners ClubEcosystem Access
Raised Amount$450MTBA
Valuation$4BTBA

Beyond the Moon ID

Next Gen of Personal ID

Beyond the Moon ID is privacy-preserving proof of personhood initially on earth, in Metaverse, and with a further potential of being a space and interplanetary ID. Currently, it enables users to verify their personal ID online while maintaining their privacy through Zero Knowledge Proof (ZKP), via multiple custom biometric terminals built on PalmFusion technology. Devices such as PalmFusion terminals have been designed based on the realization that custom biometric hardware wallets will be the only long-term viable solution to issue AI-safe proof of ownership verifications of human beings.
 
Beyond the Moon IDs are issued on the Beyond the Moon protocol, which allows individuals to prove their identity to any verifier including Web2 and Web3 applications, while maintaining their privacy through Zero Knowledge Proof (ZKP). In the future, it should be possible to issue multiple credentials on the protocol as well.
 
Beyond the Moon ID strives to become the world’s most secure proof of ownership technology, meaning a Beyond the Moon ID could only be used by the person it was issued to. It will be virtually impossible to steal and fraudulently use Beyond the Moon ID. Finally Beyond the Moon ID will operate with the highest security and the latest ERC Standards from Ethereum.
 
Our invention is fully compliant with EU MICAR Regulation where our purpose is to create a standard for proof of personhood and/or ownership where its processes and invention are patent protected. The invention relates to a computer-implemented method and/or process for enrolling a person for later biometric authentication and a computer-implemented process for authenticating a person. For instance, in a distributed ledger environment for performing a transaction. The invention, further a biometric sensor and Chip, such as a PalmFusion readers, terminals and AI CHIP will be used for such a process.

Q-Market overview

Description of offerings within the Q-Markets.

Collection View
NFTs View

Q-Market & PalmFusion Technology platform with Wallets

Q-Market with its PalmFusion Technology platform is the frontend to Beyond the Moon ID: it guides individuals through the verification via MiCAWallets such as Palm-Wallet (Software) and PalmWallet (Hardware). Our hardware will likely to be the world’s most secure hardware wallet ever built. Beyond the Moon Ecosystem is designed to provide frictionless access to global decentralized and centralized financial infrastructures (Web2 & Web3). The PalmWallets will be the first preferred wallets operating and accessing the ecosystem.

Q-Market – The Marketplace

The next-generation marketplace is here with Q-Market. We have designed it to go beyond traditional buying and selling by providing an ecosystem that ensures unique products and infrastructure with regulation compliance, transparency, trust, security, and centralized and decentralized trading. Holds NFT building and Artwork compliance tools, NFT valuation, SmartNFT valuation tool , digital shareholder book to follow all transactions for SMARTNFT:s, Q-perks, legal agreements, regulation certificates e.g. throughout patent-protected technology.
 
To enter into development (Being a Creator) , trading/collector (Being a Trader/collector), and buying (Being a Buyer) at Q-Market you must hold a Premium Q-Membership. Q-Market will offer their Premium Members trading via Patent Pending SmartNFT:s issued by Beyond the Moon Ecosystem, standard NFTs, where the third-party top collection can list their NFT:s.
 
Finally, the next generation of UniQorns and CryptoQorns will be developed, traded, and bought under the name Qommodities. To access, trade, buy, and sell on Q-Market you need to registrate yourself for our MiCAWallet(s).
 
PalmWallet (KYC Software wallet) and/or our PalmWallet (KYC Hardware wallet). Developers, traders, and buyers will be offered fore example Grants, unique RWA drops, and Beyond the Moon native utility tokens Q-TOK in rewards.

NFT and SmartNFTs

On Q-market we will initially launch our own NFT collections empowering the NFT history built by our own top talent team were prior RWA assets drops to reward the interest , a new patent protected trading opportunity occurs its NFT artwork fused with Beyond The Moon NVS pool of equity. SmartNFT takes NFT trading (patent-protected) to next level its simply mutating. All SmartNFTs are issued by the Beyond the Moon Ecosystem for trading. Beyond The Moon do reward developers, traders and collectors of NFT/SMARTNFT with our native utility token Q-TOK and RWA drops.

Qommodity

A method to develop, trade, and sell high-quality defined and packaged IP assets in a secured way for developers and buyers during a limited time of period before exit. Our new trading instrument is copyright and trademark protected.

Q-Traders & Q-Buyers

Certified Pro Traders of NFTs, SmartNFTs and Qommodities on Q-Market. Certified Pro Buyers of Qorns and Qommodities on Q-Market. Both Traders and Buyers will receive Rwa drops and Airdrops in relation loyalty of buying and trading on Q-Market.

Q-Developers

Certified Developers of Qorns and Qommodities on Q-Market will firstly receive a grant in case of approval by our Q-experts. The Developers will further receive a FIAT amount and an Airdrop in Q-TOK after a Qorn transaction. Finally Certified Q-Developer of Qorns and Qommodities will be able to take part in Beyond the Moon Innovation Awards, a yearly event in Switzerland.

Q-TOK

Our ecosystem will hold unique services and products simply useful applications that we will build on top of the financial and identity infrastructure, the native utility token Q-TOK is issued to all ecosystem participants to align their incentives for maximum ecosystem growth. Our goal is to become one of the world’s largest distributed state-of-the-art digital asset and our keyword will always be Q for Quality and Quartermaster inspired by Q in the James Bond movies. We will use the ERC-20 token standard on Ethereum for Q-TOK.

Q-Memberships

Description of our membership models

To trade on the Q-Market you must become a certified Q-member of Beyond the Moon Ecosystem. The user has to complete a KYC registration process via our MiCA wallet(s).
 
All Premium Q-Members will receive Q-Tok rewards monthly on their monthly subscription renewal date or yearly upfront reward if yearly upfront payment takes place.

Q-Market holds 2 types of Premium Memberships:

  1. 10 CHF/MONTH plus get Q-TOK rewards monthly renewal date.
  2. Buy a prepaid yearly memberships for 110 CHF. Get a maximum yearly upfront Q-TOK reward.

All premium members can unlock abilities to:

  1. Q-TOK Airdrops.
  2. Get unique RWA drops when Q-TOK is purchased for buy and trade on Q-Market.
  3. Develop, trade, and buy NFTs , SmartNFTs , Qorns and Qommodities with Q-TOK and get additional Q-TOK loyalty rewards.
  4. Get NFTs and SmartNFTs drops.
  5. Buy Perks with Q-TOK to discount in Q-Perkstore.
  6. Qualify for buying an unique Reedem MiCA wallet (PalmWallet SW & HW) NFT and get additional Q-Tok and RWA drop.

Q-Perkstore

COOL PERKS !

Gift shop for rewards and discount for Q-Members.

Q-Traders & Q-Buyers

Next Gen of Pro-Traders and Pro-Buyers

Q-Traders & Q-Buyers
Registration
Become a Premium Member.
 
Certified Pro Traders can trade NFT Top Collections and SmartNFTs on Q-Market. Traders will receive rewards in Q-Tok and RWA drops.
 
Certified Pro Buyers can buy Qorns and Qommodities on Q-Market. Buyers will receive rewards in Q-Tok and RWA drops.
 
You can Trade and Buy with our without KYC. Without KYC you are naturally limited. You can become both a Certified Trader and Buyer.

Q-Developers

Next Gen of Pro-Devs !

Certified Q-Developers
Registration
Become a Premium Member throughout KYC registration.
 
Become a Q-Developer and create SmartNFT;s , Qorns and Qommodities on Q-Market. Q-developers will receive FIAT rewards in CHF, Token Rewards in Q-Tok and RWA drops as loyalty rewards all issued by the Beyond The Moon Ecosystem.
 
Innovation Award; Certified Q-Developer will be able to take part in Beyond the Moon Innovation Awards, a yearly event in Switzerland.

NFT Web 3

Traditional trading of royalty free storylined NFT issued by the Beyond The Moon Ecosystem awarded designers.

How it works ?

Royalty Free NFT collections will be issued by Beyond The Moon Ecosystem via the “Golden Vault” and accessable to Q-Members through gamification , AIR-drops and RWA-drops (real world asset drop) . For future Top collection via there Devlabs can request a grant from Q-Market and thereafter be traded on Q-Market were the devlabs and traders (Q-Members) are offered unique RWA drops and Q-Tok rewards in relation to the specific collections.

Why should i care ?

We do issue royalty free collections and RWA drops issued by Beyond The Moon Ecosystem. This is likely to be one of the worlds most attractive AIR drops ever launched.

SmartNFT Web 3

Next Gen of NFT trading – SmartNFTs!

Patent

“A system and method for creating, trading, and splitting NFTs evolving into SmartNFTs”

How it works ?
A SmartNFT is for example a NFT Artwork (designed by the Moon Ecosystem) fused with NVS (Non Voting Shares) issued by Beyond the Moon Ecosystem. Traded throughout KYC on blockchain. Beyond the Moon will additional offer Q-TOK as reward for trading with SmartNFT:s.
 
Initially only SmartNFT’s issued by Beyond the Moon Ecosystem will be traded thereafter third party onboarding process will start via a so called Feat.by model.
Why should i care ?

Beyond The moon holds here via the SmartNFT a patent protected new trading instrument that is predicted to revolutionize the NFT trading world.

Third party onboarding process - SMARTNFTS !

Onboarding process were the existing NFT World evolves to Next Gen of regulated NFT Trading with SMARTNFT:s issued by Beyond The Moon or third party.

Onboarding

Step by step
 
Video conferance call and Due diligence of the NFT Project.
 
Terms and conditions to list on Q-Market. (Fees and liquidity).
 
Legal agreement.
 
Digital asset check for transfer to bootstrapped company.
 
Check that Legal agreement to issue NVS (Non Votable shares) in in place.
 
SmartNFT Minting ( Community Pre-Sales ).
 
Marketing.
 
Liquidity and Trading.
 
Long term strategy for a healthy ecosystem and next gen of NFT community on Q-Marketplace !

Q-ommodity Web 2 & Web 3

Q-ommodity innovation ( Trademark and process protected )

“A method to develop, trade and sell high Quality defined and packaged IP assets secured as NON SECURITIES”

How it works ?
Grant; Certified Developers of Qommodities on Q-Market will firstly receive an Equity grant in case of approval by our Q-experts related to their Qommodity filed data.
 
The Process; POA , Filing of a bundled and defined Smart IP package (CV of 1 person or team of max 3 people , Trademarks, Domains & CVI, Utility Patent & Design Patent), professional writing, filing and registration of IP by our Q-Experts.
 
Secured transaction process; PRO-Sales matching of the Q-ommodity on Q-Market. Transfer of IP and knowhow to the buyer. Profitsharing between Q-ommoditiy developers and Q-Market takes place in CHF.
 
Reward Model; Both Q-ommodity Q-developers and Q-Buyer will receive Q-TOK rewards after a Qommodity transaction approval. To receive Q-Tok rewards you need to hold a MiCA Certfied PalmWallet. (SW or HW).
 
Innovation award; Certified Q-Developer of Qommodities will be able to take part in Beyond the Moon Innovation Awards, a yearly event held in Switzerland.
Why should i care ?

Q-ommodity trading is likely to become the next gen trading of products, innovated to secure fullfillment of Beyond The Moon vision & mission. A Q-ommodity will hold the potential to become next gen of UniQorns and/or the first CryptoQorn in the right Q-Buyer environment. All sold Q-ommodities will be successtracked.

Best Practive process example

To be announced 2024 Q2.

NOTE; Commodities vs Qommodities

Commodities a raw material or primary agricultural products that can be bought and sold. Examples of commodities are oil, gas, metals, grains, and coffee. Qommodities a standalone high quality non operational IP package (Trademarks , Domains & CVI , Utility Patent & Design Patent) . Commodities and Q-ommodities are NOT considered securities because they do not involve investing in a common enterprise and profiting from the efforts of others.

Onboarding process Q-ommodity

Beyond the Moon Offers – Next Gen of trading product Qommodity via Q-Market !

The Process

Q-Developers and Q-Buyers.

Registration

Sign up for a MiCA Wallet and become a Premium Member as a Q-Developer and Q-Buyer. Both parties will need to go through a KYC process and pay a monthly or yearly upfront fee throughout Q-TOKs or Swiss Franc.

Apply

A team of 1-3 researchers (eg. life science project) that have written top-class research data can submit their application. The research data must hold Qommodity status. Tools for creation will be offered on Q-Market. (Create).

Definition of Qommodity

The definition of a Qommodity status: ” CV on researcher (s) max 3 people (” The Inventors “), pre-utility patent written by reseracher(s), a suggested trademark with domain and a professional CVI (Corporate Visual Identity = Brandbook), design patent of its innovation.” The Qommodity cannot be attached to any type of revenue enterprise activitiy and it is therefor a non-security like a commodity. The Qommodity must overall be a completely NEW INNOVATION created by its Innovators supported Beyond The Moon Q-Experts to maximize the Value of the final transaction.

Qommodity Audit under POA & NDA
An expert audit (Team of Q-Experts) of the Qommodity takes place, where the analysis of the project is performed via a Power of Attorney (POA) and a Non-Disclosure Agreement (NDA). A yes or no for grant takes place. If there is a no, the project will be SIGNED back to the Q-developer/s (NDA/POA Release).
 
The teams identities (Inventor/s), Q-Developer/s and Q-Buyer/s, will not be revield until the Q-Buyer/s have paid the full agreed amount of the Qommodity and the transfer of knowledge and all contractual obligations have been fulfilled.
Quality Improvement (Equity Grant accepted 30.000 USD)

The Q-Expert Team will after an approved investment under POA/NDA perform significant patent engineering improvements of the Qommodity towards a state-of-the-art utility patent, control trademark with Domain & CVI, and control of the design patent, i.e. file and pay all related legal fees. No additional work will need to be performed by the Q-Developer/s after APPROVAL.

Q-Experts will do quality improvement

The grant will go to support the improvement process of the Qommodity to make sure it will be granted and to support the selling processes that quality support will increase the value of the Qommodity significant. No additional work will be required by the Q-Developer/s in this process.

WIPO (WIPO - World Intellectual Property Organization)

Beyond the Moons Q-Experts will file all necessary Qommodity data towards WIPO and pay all related fees under NDA/POA.

Exchange listing of Qommodity on Q-Market:
The Qommodity will be sold through an auction listed on the Q-Market during a limited time period (8 days) with the same data for all buyers. Neither Q-Developers nor Q-Buyers will be reviled before the transaction has been concluded (TBD).
 
Listing startprice; 100.000 CHF.
 
The transaction of the Qommodity will occur after the first WIPO opinion and we will only auction patents with high probability of being granted. When it comes to trademarks (wordmark and logo) and domains we will provide registered trademarks and domains, but Q-Market will not take any responsibility for the buyers strategy and the respective countries growthmethod.
 
(The further filing process TBD).
 
Timelines auction date (FACTSHEET PRE WIPO/IPO REPORT).
 
Q-Developers and Q-Market income sharing and reward models.
 
Example;
 
Final bid of Q-Buyer; 250.000 CHF
 
Q-Market; Will receive a fixed amount of 30.000 CHF from the equity grant for the complete RND and legal process including all related fees.
 
Q-Market thereafter receives 40% of the bid amount (purchase cost). Where 10% of the fee will go to the Q-Market for the liquidity pool of Q-TOK.
 
Q-Developer will receive 60% (less the equity grant fee) in FIAT (120.000 CHF in this example).
 
Q-Developer and Q-Buyers will receive additional Q-Tok rewards proportional to the bid amount. Exact % (amount) TBA deal by deal confidentially.
 
To receive Q-Tok tokens you as a Q-Developer and Q-Buyer must have a PalmWallet (SW or HW).
Matchmaking and Legal Agreements:
Q-Market will fulfill and matchmake the Q-Developers and the Q-buyers’ legal agreements and fees with WIPO, and transfer will take place from the Q-Buyer to Q-Market. Q-market will hold the money to the Q-Developers. The full transfer of the Q-Developers amount will take place after a transfer knowledge call between the Q-Expert(s) , the Inventor(s) ( Q-Developer(s) ) and the Q-Buyer. The Inventor(s) , Q-Developers CV will also be transfered to the Q-Buyer during the session.
 
After approval from Q-Buyer the transfer of money to the Q-Buyer will take place. Therafter Q-Buyers and Q-Developers are free to talk to each other in relation to employments and further collaboration without ANY FEEs from Q-Market.
 
NOTE; Q-Market do have a goal to secure 9 out of 10 of all Qommodities traded at an amount over the minimum bid equal to 90 % successrate. Q-market also aim to deliver maximum Quality in our Qommodity and in the knowledge transfer to the Q-Buyer. We will track and support our Qommodities to fullfill Beyond the Moon, vision and mission.

Q-PT Academy

Generative AI Academy !

The goal of the academy will be to onboard a new generation of next gen of top talent developers , traders/collectors, buyers onto the platform and built a very exclusive community. We will use our internal datasets to support AI generated answers in relation to the Beyond the Moon Ecosystem.

Qommunity Personas

Beyond The Moon – Personas

Qommunity Personas

  • Certified by KYC Institutional and private investors.
  • Certified by KYC Q-Developers.
  • Certified by KYC Q-Buyers.
  • Certified by KYC Q-Traders and/or Collectors.
  • Certified by KYC BDAI Fanatics in general.

Roadmap

Roadmap description

Beyond the Moon Roadmap Q-Models

  • Fundraising equity & token.
  • Q-Market Marketplace: launch in Q2 2024.
  • Q-Membership, launch in Q2 2024.
  • Q-PT AI Academy, launch in Q2 2024.
  • Q-TOK Token Generation Event, launch in Q2 2024.
  • Trade and buy; SmartNFT:s, NFTs with RWA, Qorns, Qommodity, Q-Perkstore etc, expected launch in Q3-Q4 2024.
  • Team Bot – UniQorn Strong , launch in Q1 2025.
  • PalmWallet (SW/HW) launch in Q1 2024 and Q1 2025.
  • Q-Verse, Palmproducts in general and PalmChip (AI), launch in Q1 2026.

Q-TOK TOKEN

Tokenomics

Beyond The Moon Ecosystem Web 2 and Web 3.

Token and Token metrics (TBD)

  • Ticker symbol: Q-TOK.
  • Chain; Ethereum (Other Chains TBD).
  • Initial/start of supply: Ongoing excel. (TBD)
  • Maximum supply: 8 000 000 000.
  • Total supply; Ongoing excel. (TBD)
  • Circulating supply; Ongoing excel. (TBD)
  • Total Token to be Burned including Deflation strategy. Ongoing excel. (TBD)
  • Contract Address; On going for third party Audit last week August 2024.
RWA - Real World Asset Pool!
  • Maximum Equity supply; 11.111.100
  • Non Votable share certificate pool; 1.111.100
  • 10 % of Equity supply in Non Votable share certificate format will be issued by Beyond the Moon Ecosystem to support the creation of SmartNFTs and Real World Asset drops.

Token Distribution (TBD)

Table of Token Distributions

StageDistributionTokensTGECliffVesting
Seed4%320 000 00025%1815
Strategic4%320 000 0008%243
Private4%320 000 00012%33
Public25%2 000 000 0002%06
Ecosystem Marketing10%800 000 0004%66
Team15%1 200 000 0003%36
Advisors2.4%192 000 0008%1812
Community24%1 920 000 000100%06
Ecosystem/Treasury11.6%928 000 00020%5248
100%8 000 000 000

Token Price & Total Raise

RoundSupplyPriceFunds RaisedFDV
Seed320 000 000$0.005$1,600,000$40 000 000
Private320 000 000$0.076$10,800,942$610 005 000
Strategic320 000 000$0.106$34,144,000$853 600 000
Public2 000 000 000$0.106$213,501,840$854 007 000
Total2 960 000 000$260 046 782$2 357 612 620

Token Utility

Token Demand
  • Buy and renew Q-Membership.
  • Listing on Q-Market.
  • Purchasing on Q-Market.
  • Trading on Q-Market ( NFT, SmartNFTs , Qorns and Qommodities ).
  • Registrating or buying a MiCA Certified wallet.
  • Buying perks and other services.
  • Buy and lock Q-TOK in general and receiving HODL points converted to Q-TOK and RWA drops.
Token Supply

Rewards for subscribing , being a loyal member, developer, purchasing , trading, buying and investing.

Q-TOK Personas (TBD)
  • Team/Founders.
  • Advisor/Legal.
  • Influencer/Marketer partners.
  • Certified Investor.
  • Certified Trader.
  • Certified Developer.
  • Certified Buyers.
  • NFT/Token/Tech/Blockchain Fanatics in general.
Reward Mechanisms (TBD)

Users earn Q-TOK for participating in community activities, referring new users, or completing specific tasks. This will incentivize users to actively participate in the ecosystem. Our unique RWA Beyond the Moon did issue to propel HODL-ing and caring about the ecosystem long term.

Deflationary Mechanism (TBD)

To add stability, we will implement a deflation mechanism by periodically burning a small portion of tokens.

PALMFUSION TECHNOLOGY PLATFORM

PalmFusion Overview

PalmFusion Technology platform

PalmFusion is a patent-protected technology platform, and it is the most secure, convenient, hygienic, fastest, and socially accepted biometric authentication system.
 
While there are a few other palm-reading solutions on the market none of them offer the same elements as PalmFusion, i.e., the inside and outside of the hand combination (PalmPrint and PalmVein) as well as 3D hand geometry with liveness verification.
PalmFusion Technology Components
  • PalmFusion Reader.
  • PalmFusion Reader Board.
  • PalmFusion Reader Board Software.
  • PalmFusion Terminal.
  • PalmFusion Matching Server.
  • Application System.
  • Enrollment Process.
PalmFusion Technology Applications

The PalmFusion technology platform can be used in a very wide area of applications. The primary use cases consist of:

  • Access control system (PalmAccess).
  • Web2 payment system (PalmPay).
  • Cryptocurrency wallets (PalmWallet).
  • Next Generation of personal identification (Beyond the Moon ID).

In these areas, PalmFusion introduces improved security and simplicity in performing daily tasks through a unique form of touchless authentication by using the palm for identification.

The PalmFusion Reader is the main component of a PalmFusion Terminal, which includes electronic components for illumination, a time-of-flight camera, VIS/NIR camera, a processing unit, storage, and interfaces for communication, display, and power supply. The PalmFusion Reader is visualized below.

The Reader Board runs the software consisting of an operating system and software for enrollment, identification, and verification. Images are taken and feature sets are computed to send to the PalmFusion Matching Server for further processing.

PalmFusion Readers fully support the Beyond the Moon IDs Utility

PalmAccess

What?

PalmAccess is the use of PalmFusion for biometric identification replacing other forms of keys for entering facilities, buildings, or areas. With PalmAccess the Facility Management companies can make access control safer and at the same time reduce their costs for managing keys.

PalmAccess is a fast, touchless, and non-obtrusive form of biometric identification and as such will meet less resistance from potential users.

Why?
Depending on the use case, there are different business drivers for PalmAccess. In some use cases security is in the forefront but for the more general use cases the main driver will be is the cost benefits arriving from the elimination of more traditional keys and access cards.
 
PalmAccess simplifies authentication management as the technology eliminates the need for different forms of keys and key cards. By using biometric identification access to facilities, buildings or within buildings is made safer. Reducing the need for keys and key cards will save costs and have a favorable impact on the environment. Cost savings will come both from the reduction of hardware (keys, key cards, etc.) and from the reduced management cost (no time spent on dealing with misplaced, stolen, and lost keys). Not only will this be a benefit for the access provider, but it will also be a benefit for the users since they will have one less key/key card to bring and keep track of.
How?
We have an established relationship with a couple of tier one global enterprises providing access control systems both to organizations and individuals through a huge network of resellers. They have looked into different biometric solutions for access control and have concluded that PalmAccess is probably the most suitable. The reason for this is that besides being safe and fast it is also deemed to be socially acceptable since it is less intrusive. For fastest possible time to market we are planning to license the technology to them so that they can use existing factories for manufacturing.
 

PalmPay

What?
PalmPay is a new payment form with an estimated transaction fee that is about half of the fee that is charged in the market today. It will save both retailers and consumers a vast amount of money. The primary driving force will be the savings on the transaction costs, but PalmPay also offers retailers and their customers a safe and easy way to pay without the need for codes or cards, making businesses that accept PalmPay more appealing to use.
 
The main clients for PalmPay will be merchants. Merchants is a collective term for all businesses that accept payments from customers in physical locations, e.g., stores, bars, restaurants, museums, and public transportation. Merchants will need to accept all forms of payments that their customers will want to use to retain customers and stay competitive. Today, merchants are very much in the hands of the large credit card companies such as Visa, Mastercard, and American Express.
Why?

The main business driver for PalmPay is the PSD2 EU Directive that regulates payment services and payment service providers. It aims to improve the security of payment transactions, enhance consumer protection, foster innovation, and increase competition in the market.

How?

The payment market is complex since many different actors are involved, from millions of points of sales to a vast number of different banks. For that reason, we have a collaboration with Europe´s largest integrator, providing payment technology to the market. They are planning to add the PalmFusion reader and PalmPay into their future terminals and as such revolutionize the payment market.

MiCA & PalmWallet ( SW&HW )

What?
Certified MiCA Wallets such as PalmWallet is a non-custodial wallet similar to Metamask, Thrustwallet (sofware wallets) and Ledger NANO X, Trezor (hardware wallets), where the key difference between the software and hardware wallet is that the biometric identification through PalmFusion is the first identifier with the seed phrase only as backup for the hardware wallet.
 
PalmWallet offers an easy-to-use acceptable replacement of the seed phrase, the code used to access crypto wallets (normally containing 12-16 digits and/or words). The plan is to maximize the availability of this wallet across the industry through white labelling or license agreements.
 
Utilizing biometric identification in a form that is touchless, nonobtrusive, easy to use, and nicely designed will finally make access to Crypto accounts much safer. In addition, it will be possible to use these Wallets for other applications (Web2) for example in EID applications. The current EID applications do not have a standalone cool, easy-to-use, secure hardware wallet that is socially acceptable.
Why?
The main business driver for the Wallets is to replace the seed phrase for Web3 world in relation to crypto wallets and further to completly fullfill the regulation requirements of MiCA.
 
Our wallets is qualified as a ZKT solution (Zero-Knowledge Technology) and/or privacy-preserving proof of personhood through Zero Knowledge Proof (ZKP). The fundamental claim is that we do hold applications in cryptography, privacy-preserving computations, and blockchain systems where we enable secure authentication, anonymous and/or KYC-based transactions where sensitive data are fully protected. Our solution will ensure the highest security, non intrusiveness and user convenience.
How?
a) Register and use MiCAWallet (SW) to develop, trade and buy on Q-Market. Reserve your Q-TOK and RWA rewards.
 
b) Community NFT Reedem of PalmWallet (HW) buy in. Delivered within 12 months . In relation to buy in we will offer a 1 Year PREMIUM membership with multiple rewards such as Q-TOK and RWA rewards.
 
c) For future DEVs can apply for whitelabel, licence MiCAWallet and/or Palmwallet.

Privacy Trust Policy ( MiCA )

From a privacy perspective, the image hashing implementation is in place. Biometric hashing is a technology similar to general cryptographic hashing that is a one-way function to convert biometric data into a non-reversible cryptographic hash rather than a template, thus no PalmFusion trait, meaning a biometric user information, including the measurement of an individual’s features, for the unique identification and the verification will be stored.
 
The members using MiCA wallets such as PalmWallet Software & hardware wallet will have the option to use our vault function which allows the member to safely retrieve his/her wallet content in case of the PalmWallet being misplaced, stolen or destroyed. The member simply orders a new PalmWallet hardware wallet and with the use of his/her Beyond the Moon ID he/she can access the vault to retrieve and download the content to the replacement PalmWallet.
 
Our solution will be MICAR and GDPR compliant.

MiCA Compliance

Beyond the Moon Ecosystem will operate to fullfill MiCA compliant wallet solutions in 2 wallets steps.
 
The objective is to secure:
 
 
The authorization and supervision of crypto-asset service providers (CASPs) and issuers of ARTs and issuers of EMTs. requirements for the protection of holders of crypto-assets in the issuance, public offering and admission to trading of crypto-assets; the protection of clients of CASPs.

Conclusion

Beyond the Moon is a hybrid patent-protected technology platform that is the most secure, convenient, hygienic, fastest, and socially accepted biometric authentication system so ever built.

Competitive Analysis

In this section we will compare the Palm Fusion products and solutions with the rest of the market, focusing on functionality, revenues and valuation of each.

Biometric Systems Market Size

The growth of the biometric system market is being propelled by the increasing adoption of biometric technologies by governments across the globe and is expected to triple due to 2028.
 
The total addressable market (TAM) for the biometric systems industry was back in 2023, $22.6B with an expected propelled CAGR on yearly basis across login, access control, time & attendance, industrial, and Homeland Security sectors. The market is expected to reach a TAM of min $82B in 2028.

PalmFusion vs different Biometric IDs

Below we will compare the PalmFusion solutions with alternative types of biometric identification.

VariableDescriptionFingerprintIrisFaceVoicePalm Print**
Speed*Speed of Identification
(1 - slow, 5 - fast)
3.53443
SecurityResistance to spoofing
(1 - low, 5 - high)
34233
DurabilityResistance to trait change
(1 - low, 5 - high)
24333
InvasivenessPrivacy intrusion
(1 - high, 5 - low)
42224
Change with ageBiometric trait change due to age
(1 - high, 5 - low)
42322
UniversalityEase of integration
(1 - hard, 5 - easy)
43423
SkillDifficulty to use
(1 - high, 5 - low)
43553
HygieneRisk of spread of germs
(1 - high, 5 - low)
25552
Social AcceptancePublic acceptance to wide use
(1 - high, 5 - low)
53314
Total31.529312727
*Average, depends on the supplier and environment
**Current solution uses hand guide.

World ID vs BTM ID ( Beyond The Moon ID )

World IDBTM ID
Product TypeBiometric CryptocurrencyBiometric Technology
Raised Amount$125MTBA
Valuation$3BTBA

PalmSecure vs PalmAccess

Fujitsu PalmSecurePalmAccess
Product TypeAuthentication TechnologyAuthentication Technology
Raised AmountN/A (Internal Investment)TBA
Annual Revenue$350M***TBA
Valuation$1.75B****TBA
***Based on target sales data from here.
****Assuming 5X multiplier.

Neobanks , Payments systems vs PalmPay

RevolutAmazon OnePalmPay
Product TypeNeobankPayment SystemWallet and Payment System
Raised Amount$1.7BN/A (Internal inv.)TBA
Annual Revenue$1BN/A**TBA
Valuation$33BN/ATBA

***22 Amazon Go stores, 38 Amazon Fresh Stores, and 500+ Whole Foods Stores in the US.

Palmwallet vs Trezor and Ledger Hardware wallets

The global crypto wallet market size was valued at USD 8052.98 Million in 2022 and is expected to expand at a CAGR of 30.76% during the forecast period, reaching USD 40244.7 million by 2028.

TrezorLedgerPalm Wallet
Type of WalletColdColdCold
Currencies1,649Over 1,800Over 1,800
Purchase Cost53 to 164 EUR63 to 110 EUR300 EUR
ProtectionPIN passwordPIN passwordBiometric Authentication
Incorporated ExchangeYesYesYes
Device SizeOne: 60 mm x 30 mm x 6 mm
Model T: 64 mm x 39 mm x 10 mm
Nano S: 56.95 mm × 17.4 mm × 9.1 mm
Nano X: 72 mm × 18.6 mm × 11.75 mm
70 mm x 35 mm x 9 mm
WeightOne: 12 g
Model T: 22 g
Nano S: 16.2 g
Nano X: 34 g
88 g
CasingPlasticSteel caseAluminium and durable PMMA
UsabilityOLED color touchscreenButtonsOLED color touchscreen
ConnectivityWire onlyWire & BluetoothWire & Bluetooth
Mobile AppNoiOS/AndroidiOS/Android
Raised AmountN/A$468MTBA
ValuationN/A$1.5BTBA

PalmWallet

MiCA compliant wallets!

PalmWallet(s)

To access Q-Market we are Introducing the next generation of Market in Crypto Assets (MiCA) regulated software and hardware wallet, PalmWallet. We are revolutionizing the way you store and manage your digital assets securely. While MiCA wallet details are still in progress, we do hereby announce that our MiCA compliant PalmWallet(s) will be equipped with an advanced KYC solution , Biometric AI feature and functionalities that ensure seamless and protected transactions, giving you peace of mind knowing your cryptocurrencies are in safe hands. We will launch our software wallet Q3 2024 and likely worlds most secure and regulated hardware wallet ever built Q2 2025.

Palmchip (AI)

Next Gen of Biometric CHIP!

With the Palm-Chip, Beyond the Moon and its partners will have a game-changing ID/access chip for disposal. This innovative solution combines convenience and security, allowing you to authenticate and access various systems, locations, and privileges effortlessly.

Palm Fusion SWOT

Strength

  • Patents and Trade marks are filed to protect product ideas.
  • Strong and experienced development team with access to both blockchain and corporate markets.
  • Biometric authentication systems and payment transaction-oriented parts of the system that can be developed and tested independently.
  • Compliance with GDPR and PSD2.
  • Non-intrusive and hygenic biometric identification technology that is socially accepted.

Weaknesses

  • Time to market.

Opportunities

  • Web 3.0: Global game changer will hold a SmartNFT patent and do a seed phrase replacer that can become the Next Generation of ID standard for blockchain-related solutions.
  • Web 2.0: Pay-with-your-hand solution can be a game changer for the retail payment business.
  • Web 2.0: Potential to become the next gen of biometric standards since neither fingerprint nor facial fared well during the COVID-19 pandemic. There is a great need for a hygenic non-intrusive form of biometric identification.

The Threats

  • Open Sea, Ledger Nano X, Amazon, Metamask and other financially strong companies as competitors.
  • War, inflation & climate change and Force Major in general.

Roadmap

Roadmap PalmFusion Technology platform with its products.

PalmFusion Technology roadmap

PalmFusion Technology Platform to launch in Q1 2025.

  • PalmWallet and Beyond The Moon ID.
  • Palm Access.
  • PalmPay.

PalmFusion AI Chip will be launched in Q1 2026.

Conclusion

Beyond The Moon Whitepaper conclusion !

As we reach the culmination of this whitepaper, it is clear that the Beyond the Moon Ecosystem, spearheaded by CryptoQorn Labs, is not just another addition to the blockchain and cryptocurrency landscape. It is a beacon of innovation, a testament to the power of vision, technology, and community coming together to forge a path toward a future that is not only possible but is within our grasp.
 
Throughout this journey, we have unveiled the layers of our ecosystem, each layer intricately woven with the threads of innovation, security, and user-centric design. From the pioneering leadership model of MBCG to the groundbreaking Q-Wallet and PalmWallet, from the inclusive, rewarding tokenomics to the robust, compliant infrastructure, every facet of the Beyond the Moon Ecosystem has been crafted with one goal in mind: to turn visionary ideas into tangible realities, empowering individuals, communities, and industries to not just navigate but to shape the future.
 
As we stand on the brink of this new era, Beyond the Moon is more than ready to lead the charge. With a foundation built on solid technological prowess, a framework designed for inclusivity and growth, and a vision that stretches beyond the horizons, we are not just anticipating the future; we are creating it.
 
This whitepaper is not the end, but a beginning. The beginning of a journey that we embark on together, a journey towards a horizon that is continually expanding, driven by our relentless pursuit of excellence, innovation, and impact. Beyond the Moon is not just our story; it is a future we write together, a future where every challenge is an opportunity, every idea a potential revolution, and every individual a catalyst for change.

LEGAL

Intellectual Property

Beyond the Moon is a unique patent-protected Ecosystem. IP ( Intellectual property ) such as Trademarks, Patents & Copyrights are protected by its respective laws.

Trademarks and Copyright

  1. Beyond The Moon (Trademark).
  2. CryptoQorn and CryptoQorn Labs (Trademark).
  3. Q-innovation (Trademark).
  4. Unicorn Strong (Trademark).
  5. Qommodity (Trademark and conceptual copyright).
  6. Qorn (Conceptual copyright).
  7. Multiple Palm-related trademarks (PalmFusion, PalmPay, PalmCoin, PalmWallet).
  8. .IO domains to all the above Trademarks,.COM domain for certain Trademarks.
  9. Further additional multiple domains related to our Trademarks.

Patents

Beyond the Ecosystem holds multiple pending and granted patents for building next-generation financial products, services, and infrastructure standards. Its likely one of the worlds most valuable patent portfolio in the area of BDAI.

Patent Example 1. Infrastructure, service, and products.

  • A method and apparatus for personal identification.

Patent Example 2. Infrastructure, service, and products.

  • A system and method for enrolling, authenticating, and performing transactions via biometric sensor devices through distributed ledger environments via closed and open systems.

Patent example 3. Trading Product.

  • A system and method for creating, trading, and splitting NFTs evolving into SmartNFTs.

Full Patentporfolio (Pending Patents , Granted Patents , Exclusive Licence agreement).

https://patents.google.com/

Legal Opinion

Swizerland and EU!

Legal opinion is available and could be provided on request.

Legal Disclaimer - Beyond The Moon Ecosystem

BEYOND THE MOON ECOSYSTEM DISCLAIMER

PLEASE READ THE ENTIRETY OF THIS “NOTICE AND DISCLAIMER” SECTION CAREFULLY. NOTHING HEREIN CONSTITUTES LEGAL, FINANCIAL, BUSINESS, INVESTMENT OR TAX ADVICE AND YOU SHOULD CONSULT YOUR OWN LEGAL, FINANCIAL, BUSINESS, INVESTMENT, TAX OR OTHER PROFESSIONAL ADVISOR(S) BEFORE ENGAGING IN ANY ACTIVITY IN CONNECTION HEREWITH. NEITHER THE BEYOND THE MOON ECOSYSTEM/PLATFORM/FOUNDATION/DEVLAB AND ANY OF THE PROJECT PARTICIPANTS (TOGETHER WITH THE PROJECT PARTICIPANTS, THE BEYOND THE MOON ECOSYSTEM/PLATFORM) WHO HAVE WORKED/USED ON THE BEYOND THE MOON ECOSYSTEM/PLATFORMS (AS DESCRIBED HEREIN) OR DEVELOPERS OF THE BEYONDTHEMOON ECOSYSTEM/PLATFORM IN ANY CAPACITY WHATSOEVER, ANY DISTRIBUTOR/VENDOR OF Q-TOK TOKENS (THE DISTRIBUTOR), NOR ANY SERVICE PROVIDER SHALL BE LIABLE FOR ANY KIND OF DIRECT OR INDIRECT DAMAGE OR LOSS WHATSOEVER WHICH YOU MAY SUFFER IN CONNECTION WITH ACCESSING THIS WHITEPAPER, THE WEBSITE AT HTTPS:// BEYONDTHEMOON.IO (THE WEBSITE) OR ANY OTHER WEBSITES OR MATERIALS PUBLISHED BY THE BEYOND THE MOON ECOSYSTEM/PLATFORM/FOUNDATION-DEVLAB CRYTPTOQORN LABS AG.

Crypto Products

Crypto products can be highly risky and their regulatory treatment is unsettled in many jurisdictions. There may be no regulatory recourse for any loss from transactions in Q-TOK. Any value ascribed to Q-TOK may change quickly and may be lost in its entirety. Further, the technologies comprising the Beyond the Moon ecosystem platform, including the Q-Tok token, are experimental in nature. There is no guarantee that the network will operate exactly as planned. For more information, visit www.beyondthemoon.io/org/risks. Holding, buying, or selling Q-Tok may not be permitted where you live, and it is your responsibility to comply with all applicable laws. Q-TOK tokens are not intended OR may not be available to residents of the United States or certain other restricted territories. More details can be found at http://www.beyondthemoon.io/org/territories.
 
As described further below, this document contains forward-looking estimates and statements regarding the intended actions and objectives of the Beyond the Ecosystem/Platform/Foundation (Devlab CryptoQorn Labs AG ), based largely on current expectations and projections about future events for which the outcome is uncertain. It is therefore subject to a number of known and unknown risks, including those described at www.beyondthemoon.io/org/risks, that could cause the actual outcomes to differ materially from what is expressed or implied herein. Readers are cautioned not to put undue reliance on these future-looking estimates and statements. The content of this document speaks only as of the date thereof.

Nature of the Whitepaper

The whitepaper and the website are intended for general informational purposes and community discussion only and do not constitute a prospectus, an offer document, an offer of securities, a solicitation for investment, or any offer to sell any product, item or asset (whether digital or otherwise). Nothing contained in the whitepaper or the website is or may be relied upon as a promise, representation or undertaking as to the future performance of the Beyond the Moon ecosystem/platform. The information herein may not be exhaustive and does not imply any element of a contractual relationship commitment in relation to the acquisition of Q-TOK Token, and no virtual currency or other form of payment is to be accepted on the basis of the whitepaper or the website.
 
There is no assurance as to the accuracy or completeness of such information and no representation, warranty, or undertaking is or purported to be provided as to the accuracy or completeness of such information. Nothing contained in the whitepaper or the website is or may be relied upon as a promise, representation, or undertaking as to the future performance of the Beyond the Moon platform/ecosystem. Any agreement between the Distributor (or any third party) and you, in relation to any sale, purchase, /Lab, or other distribution or transfer of Q-Tok Token, is to be governed only by the separate terms and conditions of such agreement, and such agreement must be read together with the whitepaper. Where the whitepaper or thwebsite includes information that has been obtained from third-party sources, foundation, devlab CryptoQorn Labs AG, the distributors, their respective affiliates, and/or the Beyond the Moon ecosystem/platform have not independently verified the accuracy or completion of such information. Further, you acknowledge that circumstances may change and that the whitepaper or the website may become outdated as a result; and neither the Foundation/devlab CryptoQorn Labs AG nor the distributor is under any obligation to update or correct this document in connection therewith.
 
The information set out in the whitepaper and the website is for community discussion only and is not legally binding. No person is bound to enter into any contract or binding legal commitment in relation to the acquisition of any Q-TOK token, and no virtual currency or other form of payment is to be accepted based on the whitepaper or the website. Any agreement governing the sale or acquisition of Q-Tok tokens and/or NFTs shall be governed by a separate set of Terms of use/service, available at www.CryptoQornlabs.com and/or Beyondthemoon.io. The Terms of use/service must be read and analyzed together with the whitepaper and further information available at www.beyondthemoon.io. In the event of any inconsistencies between the Terms of use/service and the whitepaper or the website, the Terms of use/service shall preponderant.

Token Features

The native digital cryptographically-secured utility token of Q-Tok Token.
 
The ecosystem/platform (Q-Tok Token) is a transferable representation of attributed functions specified in the protocol/code of the Beyond the Moon ecosystem/platform, designed to play a major role in the functioning of the ecosystem on the Beyond the Moon ecosystem/platform, and intended to be used solely as the primary utility token on the platform. The goal of introducing Q-Tok Token is to provide a convenient and secure mode of rewards, payment, and settlement between participants who interact within the ecosystem/platform Beyond the Moon, and it is not, and not intended to be, a medium of exchange accepted by the public (or a section of the public) as payment for goods or services or the discharge of debt; nor is it designed or intended to be used by any person as payment for any goods or services whatsoever that are not exclusively provided by the issue. Q-Tok Token may only be utilized on the Beyond the Moon ecosystem/platform, and ownership of Q-Tok Token carries no rights, express or implied, other than the right to use Q-Tok Token as a means to enable usage of and interaction within the Beyond the Moon ecosystem/platform.

Deemed Representations and Warranties

By accessing the whitepaper or the website (or any part thereof), you shall be deemed to represent and warrant to the foundation and/or Devlab CryptoQorn Labs AG, the Distributor, their respective affiliates, and the Beyond the Moon ecosystem/platform as follows:
 
in any decision to receive and/or purchase any Q-Tok Token, you shall not rely on any statement set out in the whitepaper or the website;
 
you will and shall at your own expense ensure compliance with all laws, regulatory requirements, and restrictions applicable to you (as the case may be);
 
you acknowledge, understand, and agree that Q-Tok token may have no value, there is no guarantee or representation of value or liquidity for Q-Tok token, and Q-Tok token is not an investment product including for any speculative investment;
 
Q-Tok tokens may not always be transferable or liquid;
 
Q-Tok tokens may not be exchangeable against any goods or services contemplated in the whitepaper, especially in case of failure or discontinuation of the project;
 
none of the Foundation/Devlab CryptoQorn Labs AG, the Distributor, their respective affiliates, and/or the Beyond the Moon ecosystem/platform members shall be responsible for or liable for the value of Q-Tok token, the transferability and/or liquidity of Q-Tok token and/or the availability of any market for Q-Tok token through third parties or otherwise; and you acknowledge, understand, and agree that you are not eligible to purchase any Q-Tok token if you are a citizen, national, resident (tax or otherwise), domiciliary, and/or green card holder of a geographic area or country (i) where it is likely that the sale of Q-Tok token would be construed as the sale of a security, financial service or investment product and/or (ii) where participation in token sales is prohibited by applicable law, decree, regulation, treaty, or administrative act; and to this effect you agree to provide all such identity verification document when requested for the relevant checks to be carried out.
 
The Foundation/Devlab CryptoQorn Labs AG disclaims all representations, warranties, or undertakings to any entity or person (including without limitation warranties as to the accuracy, completeness, timeliness, or reliability of the contents of the whitepaper or the website, or any other materials published by the Foundation/Devlab CryptoQorn Labs AG or the Distributor). To the maximum extent permitted by law, the Foundation/Devlab CryptoQorn Labs AG, the Distributor, their respective affiliates, and service providers shall not be liable for any indirect, special, incidental, consequential, or other losses of any kind, in tort, contract or otherwise (including, without limitation, any liability arising from default or negligence on the part of any of them, or any loss of revenue, income or profits, and loss of use or data) arising from the use of the whitepaper or the website, or any other materials published, or its contents (including without limitation any errors or omissions) or otherwise arising in connection with the same. Prospective purchasers of the Q-Tok token should carefully consider and evaluate all risks and uncertainties (including financial and legal risks and uncertainties) associated with the Q-Tok token sale, the Foundation/Devlab CryptoQorn Labs AG, the Distributor, and the Beyond the Moon platform/ecosystem.

Disclaimers Relating to the Q-Tok Token

It is highlighted that Q-Tok Token:

does not have any tangible or physical manifestation, and does not have any intrinsic value (nor does any person make any representation or give any commitment as to its value), and may lose its value in part or in full;

is non-refundable and cannot be exchanged for cash (or its equivalent value in any other virtual currency) or any payment obligation by the Foundation, the Distributor or any of their respective affiliates, and may not always be transferrable or liquid;

does not represent or confer on the token holder any right of any form with respect to the Foundation/Devlab Crypto Qorn AG, the Distributor (or any of their respective affiliates), or its revenues or assets, including without limitation any right to receive future dividends, revenue, shares, ownership right or stake, share or security, any voting, distribution, redemption, liquidation, proprietary (including all forms of intellectual property or license rights), right to receive accounts, financial statements or other financial data, the right to requisition or participate in shareholder meetings, the right to nominate a director, or other financial or legal rights or equivalent rights, or intellectual property rights or any other form of participation in or relating to the Beyond the Moon Ecosystem/Platform, the Foundation, the Distributor and/or their service providers

  • does not entitle token holders to any promise of fees, dividends, revenue, profits or investment returns, and are not intended to constitute securities in any relevant jurisdiction;
  • is not intended to represent any rights under a contract for differences or under any other contract the purpose or pretended purpose of which is to secure a profit or avoid a loss;
  • may not be exchangeable against the good or service described herein, especially in case of failure or discontinuation of the Beyond the Moon project;
  • is not intended to be a representation of money (including electronic money), security, commodity, bond, debt instrument, unit in a collective investment scheme or any other kind of financial instrument or investment;
  • is not a loan to the Foundation/Devlab CryptoQorn Labs AG, the Distributor, or any of their respective affiliates, is not intended to represent a debt owed by the Foundation/Devlab CryptoQorn Labs AG, the Distributor or any of their respective affiliates, and there is no expectation of profit; and
  • does not provide the token holder with any ownership or other interest in the Foundation/Devlab CryptoQorn Labs AG , the Distributor or any of their respective affiliates.

Informational Purposes Only

The project roadmap in the whitepaper is being shared in order to outline the current status of the Beyond the Moon project as well as some of the plans of the Beyond the Moon ecosystem/platform and is provided solely for informational purposes and does not constitute any binding commitment. Please do not rely on this information in making purchasing decisions because ultimately, further development, release, and timing of any products, features or functionality remains at the sole discretion of the Foundation/Devlab CryptoQorn Labs AG, the Distributor or their respective affiliates, and is subject to change. Further, the whitepaper or the website may be amended or replaced from time to time. There are no obligations to update the whitepaper or the website or to provide recipients with access to any information beyond what is provided herein.

Regulatory Approval

No regulatory authority has examined or approved, whether formally or informally, any of the information set out in the whitepaper or the website. No such action or assurance has been or will be taken under the laws, regulatory requirements or rules of any jurisdiction. The publication, distribution, or dissemination of the whitepaper or the website does not imply that the applicable laws, regulatory requirements, or rules have been complied with. Beyond the Moon is solely responsible for the content of this whitepaper. This whitepaper has not been reviewed or approved by any competent authority in any member state.

Cautionary Note on Forward-Looking Statements

All statements contained herein, statements made in press releases or in any place accessible by the public, and oral statements that may be made by the Foundation/Devlab CryptoQorn Labs AG, the Distributor and/or the Beyond the Moon ecosystem/platform, may constitute forward-looking statements (including statements regarding intent, belief or current expectations with respect to market conditions, business strategy and plans, financial condition, specific provisions and risk management practices). You are cautioned not to place undue reliance on these forward-looking statements given that these statements involve known and unknown risks, uncertainties, and other factors that may cause the actual future results to be materially different from that described by such forward-looking statements, and no independent third party has reviewed the reasonableness of any such statements or assumptions. These forward-looking statements are applicable only as of the date indicated in the whitepaper, and the Foundation/Devlab CryptoQorn Labs AG, the Distributor as well as the Beyond the Moon ecosystem/platform expressly disclaim any responsibility to release any revisions to these forward-looking statements to reflect events after such date.

English Language (& other languages)

The whitepaper and the website may be translated into a language other than English for reference purposes only and in the event of conflict or ambiguity between the English language version and translated versions of the whitepaper or the website, the English language versions shall preponderant.

OTHER

Cryptocurrency Glossary of Terms & Acronyms

TermsDefinitions
CryptoQorn LabsCore devlab Switzerland.
Q-Innovation LabsDevlab Sweden.
PalmFusionBiometric Technology Vein & Print & 3D Hand-geometry with liveness verification.
PalmAccessPalmFusion Access control applications.
PalmPayPalmFusion Payment system.
Beyond the Moon IDPalmFusion ID - New biometric ID standard.
Beyond the Moon (BTM)Our ecosystem.
Q-TOKBeyond the Moon ecosystem utility reward token.
Q-MarketBeyond the Moon marketplace.
Q-ommoditySMART IP: Develop-Sell-Buy-Reward.
SmartNFTNFT fused with an NVS.
RWAReal World Asset.
RWA-DropBeyond the Moon issued air-drop.
QornIP: Develop-Sell-Buy-Reward.
Unicorn & UniQorn (BDAI)A Company valued 1 Billion CHF.
PalmWalletSoftware and Hardware wallet.
MetamaskGlobal leading software wallet.
Q-ChipNext Gen of AI chip.
Q-PerkstoreBeyond the Moon - Perkstore.
Q-LicencesLicencing service.
Q-LitigationLitigation service.
Q-VerseBeyond the Moon - Metaverse.
Q-PTGenerative AI assistant with our own Datasets.
MBCGMaster of Blockchain and Corporate Governance.
MICAR & FINMAFinancial regulators EU & SWISS.
ZKT & ZKPZero Knowledge Technology & Zero Knowledge Proof.
GDPREU General Data Protection Regulation
PSD2Payment Service Directive 2.
BDAIBlockchain, Deep tech and AI.
IQMOInitial Q-Membership offering.
NVSNon-Votable Shares.
TGEToken Generation Event.
STOSecurity Token Offering.
SPVA special purpose vehicle also , a subsidiary created by a parent company to isolate financial risk.
SAFTA Simple Agreement for Future Tokens.
APY (SMART-APY)Annual percentage Yield.
FDVFully Diluted Valuation.
WIPOWorld Intellectual Property Organization.
MiCAMarkets in Crypto-Assets ( Regulation )

Gallery

A family of point of sale products powered by stand-alone PalmFusion reader
Transactional and log in with PalmFusion integration
PalmFusion Reader instead of fingerprint sensor
Secure log in with PalmFusion Reader integrated into the keyboard

Smart NFT

+

Q-MARKET TECHNOLOGY PLATFORM EXAMPLE

Key People and Founding Team

Johan Bergqvist

CEO, Chairman & Co-Founder

Experienced executive, award-winning serial entrepreneur and former math and science teacher, VIS professor with an expansive international network.

Denis Orlenok

Chief Industrial Designer & Co-Founder

International design award prize winning industrial design professor with Vilnius Academy of Arts & Kaunas University of Technology.

Bill B&W

William Forssberg

COO & Co-Founder

Results-driven, visionary international leader with expertise in strategic business planning and proven record of success driving business development.

Dr. Arnold Herp

Chief Scientist & Co-Founder

Experienced industrial leader and specialist in system solutions including software, electronics and mechanics, innovation management and industry 4.0 solutions.

fredrik

Fredrik Ekblom

Senior Advisor

Experienced executive with 25+ years in the financial industry. Former Head of Life and Pension at Nordnet and CEO of Nordnet Pension.

Arne Engvall

Senior Advisor & Co-Founder

Broad experience in business development from 30 years as partner at PwC, Stockholm, Sweden (1990-2020). Developed an investment business within technology and real estate where he is an active investor working in boards and advisory boards.

RND LAB Execs

Johan Lassing

Johan Bergqvist

Ingrid Julio Francisco

Chief Legal Officer

Senior legal advisor, former partner of White & Case law firm. Specialized in Data Protection, Compliance, IT-security regulations.

RND LAB Execs

Johan Lassing

Johan Bergqvist